{"id":9758,"date":"2014-10-30T18:31:21","date_gmt":"2014-10-30T18:31:21","guid":{"rendered":"https:\/\/www.assanet.cr\/?page_id=9758"},"modified":"2022-10-04T21:21:44","modified_gmt":"2022-10-04T21:21:44","slug":"requirements","status":"publish","type":"page","link":"https:\/\/assanetcr.assanet.cr\/en\/requirements\/","title":{"rendered":"Requirements"},"content":{"rendered":"<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8j1g72-f2b66f06e844bd21825f930f4f7274cf\"> .avia-section.av-8j1g72-f2b66f06e844bd21825f930f4f7274cf .av-parallax .av-parallax-inner{ background-repeat:no-repeat; background-image:url(https:\/\/assanetcr.assanet.cr\/wp-content\/uploads\/2020\/10\/manuales-reclamos.jpg); background-position:50% 50%; background-attachment:scroll; } .avia-section.av-8j1g72-f2b66f06e844bd21825f930f4f7274cf .av-section-color-overlay{ opacity:0.4; background-color:#3b5da5; } <\/style> <div id='av_section_1'  class='avia-section av-8j1g72-f2b66f06e844bd21825f930f4f7274cf main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch av-parallax-section avia-bg-style-parallax av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap fullsize'  data-section-bg-repeat='stretch' data-av_minimum_height_px='300'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:300px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-9758'><div class='entry-content-wrapper clearfix'>  <style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-th5z2-af5598920532278ccdf1f4490b82fb2c\"> #top .flex_column.av-th5z2-af5598920532278ccdf1f4490b82fb2c{ margin-top:0px; 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padding:0px 5px 0px 0px; } <\/style> <div  class='flex_column av-45pfvi-416743ec85c1b1add51b8f68e7664d59 av_one_half  avia-builder-el-4  el_before_av_one_half  avia-builder-el-first  first no_margin flex_column_table_cell av-equal-height-column av-align-top'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8uc78o4-e49593538ba1cc43c7f958289c086b84\"> #top .togglecontainer.av-l8uc78o4-e49593538ba1cc43c7f958289c086b84 p.toggler{ color:#084a79; background-color:#ffffff; border-color:#00aeef; } #top .togglecontainer.av-l8uc78o4-e49593538ba1cc43c7f958289c086b84 p.toggler .toggle_icon{ color:#084a79; border-color:#084a79; } #top .togglecontainer.av-l8uc78o4-e49593538ba1cc43c7f958289c086b84 .toggle_wrap .toggle_content{ color:#084a79; background-color:#ffffff; border-color:#00aeef; } <\/style> <div  class='togglecontainer av-l8uc78o4-e49593538ba1cc43c7f958289c086b84 av-elegant-toggle  avia-builder-el-5  avia-builder-el-no-sibling  toggle_close_all' > <section class='av_toggle_section av-l8uc7756-55f78e8f3ea95829e94581467a683e60'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above av-inherit-font-color hasCustomColor av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Personal Insurance Requirements\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Personal Insurance Requirements\" data-aria_expanded=\"Click to collapse: Personal Insurance Requirements\">Personal Insurance Requirements<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor av-inherit-border-color'  itemprop=\"text\" ><p><strong>Life Self-Insurance and Group Life Insurance<\/strong><\/p> <p>Natural or Accidental Death<\/p> <ul> <li>Claim letter.<\/li> <li>Copy of identification document of insured and\/or beneficiaries.<\/li> <li>Death Certificate (stating cause of death).<\/li> <li>Accident summary.<\/li> <li>Copy of last account statement and debt balance as of the date of the event.<\/li> <li>Authorization to review medical records and\/or medical histories.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <p>Total and Permanent Disability<\/p> <ul> <li>Claim letter.<\/li> <li>Copy of identification document of the insured.<\/li> <li>Certification of total disability issued by the Costa Rican Social Security Fund or a recognized institution.<\/li> <li>Copy of last account statement and debt balance as of the date of the event.<\/li> <li>Authorization to review medical records and\/or medical histories.<\/li> <li>Clinical assessment by attending physician.<\/li> <li>Accident Summary.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <p>Terminal Illness Advance<\/p> <ul> <li>Claim letter.<\/li> <li>Copy of identification document of the insured.<\/li> <li>Clinical records issued by the Costa Rican Social Security Fund or a recognized institution.<\/li> <li>Authorization to review medical records and\/or medical histories.<\/li> <li>Clinical assessment by attending physician.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <p>Medical Expenses<\/p> <ul> <li>Claim form signed by treating physician (Original).<\/li> <li>Original invoices for services received in the patient&#8217;s name.<\/li> <li>In the case of medicine invoices, the medical prescriptions with the respective indication must be attached.<\/li> <li>In case of invoices for specialized studies, attach medical references.<\/li> <li>Copy of claimant&#8217;s identification card.<\/li> <li>In specific cases (severe diagnoses), the clinical history of the treated condition must be attached:<\/li> <li>Epicrisis.<\/li> <li>Medical history (hospitalizations\/ surgical procedures).<\/li> <\/ul> <\/div><\/div><\/div><\/section> <\/div><\/div> <style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2agyj2-386bc7f3a83ecf6abb2c2e1529328080\"> .flex_column.av-2agyj2-386bc7f3a83ecf6abb2c2e1529328080{ border-radius:5px 5px 5px 5px; padding:0px 0px 0px 0px; } <\/style> <div  class='flex_column av-2agyj2-386bc7f3a83ecf6abb2c2e1529328080 av_one_half  avia-builder-el-6  el_after_av_one_half  avia-builder-el-last  no_margin flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8ueypk5-afd0f547b2dbea1b366dcd0b12f71fd2\"> #top .togglecontainer.av-l8ueypk5-afd0f547b2dbea1b366dcd0b12f71fd2 p.toggler{ color:#084a79; background-color:#ffffff; border-color:#00aeef; } #top .togglecontainer.av-l8ueypk5-afd0f547b2dbea1b366dcd0b12f71fd2 p.toggler .toggle_icon{ color:#084a79; border-color:#084a79; } #top .togglecontainer.av-l8ueypk5-afd0f547b2dbea1b366dcd0b12f71fd2 .toggle_wrap .toggle_content{ color:#084a79; background-color:#ffffff; border-color:#00aeef; } <\/style> <div  class='togglecontainer av-l8ueypk5-afd0f547b2dbea1b366dcd0b12f71fd2 av-elegant-toggle  avia-builder-el-7  avia-builder-el-no-sibling  toggle_close_all' > <section class='av_toggle_section av-l8udgll8-16118f5579be91279ff88584e5860536'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above av-inherit-font-color hasCustomColor av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"General Insurance Requirements \" data-title-open=\"\" data-aria_collapsed=\"Click to expand: General Insurance Requirements \" data-aria_expanded=\"Click to collapse: General Insurance Requirements \">General Insurance Requirements <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor av-inherit-border-color'  itemprop=\"text\" ><div> <p><strong>Car Insurance\u00a0<\/strong><\/p> <ul> <li>Accident Report. Liability Acceptance Letter for cases where the Insured has accepted liability.<\/li> <li>Accident Report.<\/li> <li>Liability Acceptance Letter for cases where the Insured has accepted liability.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identity card of natural person, copy of legal status, copy of identity card of legal representative).<\/li> <li>Accident report or certification issued by the corresponding authority (Judicial Record).<\/li> <li>Photographs of damage.<\/li> <li>Estimates for labor, materials, and\/or spare parts required.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <\/div> <p><strong>Yacht Insurance<\/strong><\/p> <ul> <li>Accident form.<\/li> <li>Accident report or certification issued by the corresponding authority.<\/li> <li>Copy of yacht ownership documents.<\/li> <li>Photographs of damage.<\/li> <li>Proof of salvage costs incurred to mitigate losses.<\/li> <li>Copy of claim letter against third-party responsible for the accident (if required).<\/li> <li>Estimates for labor, materials, and\/or spare parts required.<\/li> <li>Invoice of yacht of the same or similar characteristics to the damaged one (Total Loss).<\/li> <li>Technical expert report determining the origin\/cause of the damage and its magnitude.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Cargo Insurance<\/strong><\/div> <ul> <li>Accident Form.<\/li> <li>Commercial invoice (purchase of transported product).<\/li> <li>Copy of ocean Bill of Lading, inland Bill of Lading, air waybill.<\/li> <li>Copy of Packing List (indicating gross weight, net weight, individual numbering, and merchandise content).<\/li> <li>Customs Declaration (DUA).<\/li> <li>Copy of note of exceptions, issued by the last carrier or entity responsible for the carriage or custody of the cargo during transit or claim.<\/li> <li>Records of the destruction of damaged merchandise.<\/li> <li>Claim letter against responsible third parties.<\/li> <li>Survey when required.<\/li> <li>Report or certification of loss issued by the corresponding authority (Theft-Accident).<\/li> <li>If necessary, the following evidence will be requested: laboratory analysis, phytosanitary examination, temperature record of the container during transit, weights and dimensions card, and budget or technical evaluations.<\/li> <li>Copy of identification card or legal status of the Legal Representative.<\/li> <li>Any additional document.<\/li> <\/ul> <div><strong>Fire Insurance and Allies Lines\u00a0<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Accident report or certification issued by the corresponding authority.<\/li> <li>Photographs of damage.<\/li> <li>Estimates for required labor and materials.<\/li> <li>Photocopy of the last appraisal of the residence (if required).<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>All-Risks Insurance<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Accident report or certification issued by the corresponding authority.<\/li> <li>Photographs of damage.<\/li> <li>Copy of lease agreements (if required).<\/li> <li>Income tax returns (if required).<\/li> <li>Estimates of required labor and materials.<\/li> <li>Photocopy of the last appraisal of the residence (if required).<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Multi-Risk Insurance, Heavy Machinery Insurance, and Machinery Breakdown Insurance<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Accident report or certification issued by the corresponding authority.<\/li> <li>Photographs of damage.<\/li> <li>Estimates of required labor and materials.<\/li> <li>Invoice of machinery (equipment) equal or of similar characteristics to the damaged equipment (Total Loss).<\/li> <li>Technical expert report that determines the origin\/cause of the damage and its magnitude.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div> <p><strong>\u00a0<\/strong><strong>Electronic Equipment Insurance<\/strong><\/p> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Complaint filed in Judicial Investigation Department (OIJ) (Theft).<\/li> <li>Photographs of damage.<\/li> <li>Invoice of purchase proving ownership of the equipment.<\/li> <li>Carrying value of electronic equipment.<\/li> <li>Invoice for electronic equipment of the same or similar characteristics to the damaged equipment (Total Loss).<\/li> <li>Technical expert report that determines the origin\/cause of the damage and its magnitude.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div> <p><b>Credit\/Debit Card Insurance\u00a0<\/b><\/p> <ul> <li>Accident form.<\/li> <li>Copy of identification card or passport of cardholder.<\/li> <li>Claim letter addressed to the Bank by the cardholder, where he\/she rejects the charges reflected in his\/her account statement and indicates what happened.<\/li> <li>Statement of unrecognized card transactions.<\/li> <li>Claim management process to the card issuer.<\/li> <li>Copy of claim resolution by the issuer.<\/li> <li>Card blocking management report after detection of fraudulent transactions.<\/li> <li>Complained filed in Judicial Investigation Department (OIJ) (theft).<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div> <p><b>Civil Liability Insurance<\/b><\/p> <ul> <li>Accident form.<\/li> <li>Letter of policy use and acceptance of charges by the insured.<\/li> <li>Claim letter from the affected third party.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>In case of injuries to third parties, the general information of the injured parties must be indicated in order to coordinate a medical evaluation by the Insurance Company.<\/li> <li>Accident Report, certification, or ruling issued by the corresponding authority.<\/li> <li>Photographs of damage.<\/li> <li>Estimates for required labor and materials.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Mortgage Credit Insurance<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Copy of credit account statements.<\/li> <li>Copy of the property appraisal.<\/li> <li>Registration certificate of the property and\/or copy of the public deed that proves the tenancy of the property.<\/li> <li>Copy of foreclosure (executive or extrajudicial process).<\/li> <li>Copy of proof of last payment to the bank.<\/li> <li>Report detailing the insured amount, collateral value, amount of credit granted, installment value, credit term, and date of default.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Theft Insurance and Fidelity Insurance\u00a0<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Accident report or certification issued by the corresponding authority.<\/li> <li>Criminal complaint including involved parties filed in Judicial Investigation Department (OIJ)<\/li> <li>Report of administrative actions taken in relation to the occurrence.<\/li> <li>Copy of reports of previously performed audits.<\/li> <li>Copy of detailed inventory of stolen goods (if necessary).<\/li> <li>Details and quantification of the loss.<\/li> <li>Invoice of purchase proving possession of stolen items (if necessary).<\/li> <li>Provide personal data of the accused person(s) (full name, ID number, date of entry, position, personnel action, photograph, and any other data that may be useful for identification and\/or location).<\/li> <li>Report of security measures used by the insured.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Bond Insurance<\/strong><\/div> <ul> <li>Accident Report.<\/li> <li>Photocopy of documentation identifying the policyholder or insured and the affected third-party (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Copy of Warranty certificate.<\/li> <li>Copy of the Contract or legal provision to which the Bond Insurance is accessory.<\/li> <li>Statement explaining the reasons for which the Warranty Certificate becomes effective, expressing the claimed amount.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <div><strong>Group Unemployment Insurance<\/strong><\/div> <ul> <li>Accident form.<\/li> <li>Photocopy of documentation identifying the policyholder or insured and the affected third-party (identification card of natural person, copy of legal status, copy of identification card of legal representative).<\/li> <li>Copy of proof of last payment made to the bank (if required).<\/li> <li>Letter of dismissal from last employer, specifying the reasons for the dismissal.<\/li> <li>Copy of employer&#8217;s order from Costa Rican Social Security Fund.<\/li> <li>Copy of Indemnity.<\/li> <li>Any other document required by the Company.<\/li> <\/ul> <\/div> <\/div> <\/div> <\/div><\/div><\/div><\/section> <\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->","protected":false},"excerpt":{"rendered":"","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9758","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/assanetcr.assanet.cr\/en\/requirements\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"ASSA Compa\u00f1\u00eda de Seguros Costa Rica |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Requirements | ASSA Compa\u00f1\u00eda de Seguros Costa Rica\" \/>\n\t\t<meta property=\"og:url\" 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