All-Risks Insurance
All Risks
This insurance covers the Insured Property against All Risks of physical loss or material damage caused directly and immediately by a sudden, fortuitous and unforeseeable risk, provided that it is not one of the excluded risks. The product is designed to insure the real property of medium and large companies.
| Covered Risks |
| Fire, lightning, and/or explosion |
| Earthquake, tremor, and/or volcanic eruption |
| Public unrest, strikes, and malicious acts |
| Cyclone, hurricane, typhoon, tornado, stormy winds, or hail |
| Collision of aerial vehicles and objects falling from them |
| Collision of land or water vehicles or parts detached therefrom |
| Smoke and soot |
| Flooding, water, and tidal wave damage |
| Debris removal |
Business Interruption All-Risks Insurance
This insurance covers the Insured Property against All Risks of physical loss or material damage caused directly and immediately by a sudden, fortuitous and unforeseeable risk, provided that it is not one of the excluded risks. The product is designed to insure the real property of medium and large companies.
The business interruption coverage compensates the company for the loss of revenue as a result of damage suffered by an event covered by the policy.
| Covered Risks |
| Fire, lightning, and/or explosion |
| Earthquake, tremor, and/or volcanic eruption |
| Public unrest, strikes, and malicious acts |
| Cyclone, hurricane, typhoon, tornado, stormy winds, or hail |
| Collision of aerial vehicles and objects falling from them |
| Collision of land or water vehicles or parts detached therefrom |
| Smoke and soot |
| Flooding, water, and tidal wave damage |
| Debris removal |
All-Risks Contractor Insurance
Protect your construction site against unexpected losses with our comprehensive coverage. This is multi-risk insurance with the purpose of covering different risks during the construction and/or assembly of the work, as well as taking care of the material and personal damages caused to third parties as a result of an accident.
This insurance must be contracted at the moment work begins.
| Basic coverage |
| Direct damage to construction goods |
| Additional coverage |
| Earthquake |
| Flooding |
| Maintenance |
| Comprehensive maintenance |
| Debris removal |
| Equipment and machinery |
| Loss or damage caused by strike, riot, and civil commotion |
| Additional charges for overtime, night work, holiday work, express freight, etc. |
| Additional charges for air freight |
| Goods stored off-site |
| Machinery and plant testing operations |
| Domestic transportation |
| Serial claims coverage |
| Design risk coverage |
| Insured civil works received or placed in operation |
| Property existing or under the care, custody, or supervision of the insured |
| Material damage to third-party property |
| Bodily injury to third parties |
| Vibration, removal, or weakening of load-bearing elements |
| Civil Cross-Liability |
